Understanding health and dental insurance can be overwhelming even for people paid to understand the stuff!
Thankfully, most of what you need to know can be found online.
Therefore, we sought out a few of the most comprehensive (and not overwhelming) sources for you to keep handy the next time you see something on a claim statement you don’t quite understand.
Glossaries
Words! Words! Words!
We found Humana's glossary to be the most comprehensive, followed by Delta Dental and the ADA.
Plan Descriptors
Beyond simple definitions, understanding what type of plan you have, its limitations, and how reimbursements are handled requires a bit more explanation.
For that, we found these sources from Millbrae Dental, Delta Dental, and Fair Health Consumer to be informative.
Shopping for a plan?
WebMD also offers a very good guide that covers what to look for in a plan before you decide on purchasing.
Lastly, keep in mind that your company's benefit administrator is likely to have the most current and specific information related to your individual plan.
Don’t be afraid to ask for their assistance. They might be able to save you a lot of headaches and research time!